Debt advice

Firstly you should list the income you get now, for example, wages and benefits. You should then consider if there are any ways to increase the amount of money you have coming in.

Next, list your spending, for example, utilities, housekeeping items, food, travelling expenses and clothing. You should then consider if there are any ways you can reduce your costs, for example, you could change your supplier for gas, electricity, TV, internet.